Pre-authorized payment is an arrangement where property taxes are automatically withdrawn from your bank account on scheduled dates, typically monthly or bi-weekly. Instead of paying the full annual property tax in one or two large installments, pre-authorized payment plans spread the cost throughout the year, making budgeting easier for homeowners. Many municipalities offer these plans at no extra cost and may even provide small discounts or waive interest on the final installment. To enroll, property owners complete an authorization form providing banking information. Payments continue automatically until cancelled, and adjustments are made when tax amounts change.