A debt schedule is a detailed timeline documenting all of a municipality's debt obligations, including payment amounts and due dates for both principal and interest. This financial planning tool tracks each loan or debenture from issuance through maturity, showing annual debt servicing requirements. Debt schedules inform budget preparation by forecasting mandatory expenditures for years ahead, help identify years with unusually high repayment obligations, and reveal refinancing opportunities. They also support decisions about new borrowing by showing how additional debt would affect future payment requirements. Municipalities typically maintain debt schedules as part of their financial management systems and include summary information in annual financial reports and budget documents for public transparency.