Manitoba Public Insurance (MPI) is the provincial Crown corporation providing mandatory automobile insurance to all Manitoba vehicle owners. Unlike provinces with private auto insurance markets, Manitoba operates a public monopoly where all drivers obtain basic coverage through MPI. The system provides no-fault accident benefits, meaning injured parties receive compensation regardless of who caused the collision. MPI sets rates reviewed by the Public Utilities Board, issues driver's licences, and registers vehicles. Public auto insurance aims to keep rates lower and more stable than private markets while eliminating profit motives. MPI also operates driver safety and road safety programs.