The Société de l'assurance automobile du Québec (SAAQ) is the Quebec Crown corporation responsible for driver licensing, vehicle registration, and public automobile insurance. Unlike most provinces where private insurers provide auto insurance, Quebec has a public no-fault insurance system for personal injury administered by the SAAQ. Property damage coverage is purchased privately. The SAAQ manages driver examinations, issues licences and plates, maintains driving records, and compensates accident victims regardless of fault. The no-fault system aims to provide faster compensation while reducing litigation costs. SAAQ offices throughout Quebec serve as the primary point of contact for drivers and vehicle owners.
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Quebec - SAAQ