Disaster Financial Assistance (DFA) programs provide provincial funding to help municipalities, businesses, and individuals recover from natural disasters and emergencies. When floods, wildfires, storms, or other disasters cause damage beyond local capacity to address, provincial governments can activate DFA programs to share recovery costs. Coverage typically includes emergency response costs, repair of public infrastructure, restoration of essential services, and sometimes assistance to affected residents and businesses. Each province has its own DFA program with specific eligibility criteria, coverage limits, and application processes. For municipalities, DFA can reimburse costs of emergency operations, temporary repairs, and permanent restoration of damaged infrastructure like roads, bridges, and utilities. Major disasters may also access federal cost-sharing through the Disaster Financial Assistance Arrangements program.