The Disaster Mitigation and Adaptation Fund (DMAF) is a federal program that helps municipalities and other infrastructure owners invest in projects reducing the impacts of climate change and natural disasters. Unlike recovery programs that fund post-disaster rebuilding, DMAF supports proactive investments in resilience—strengthening infrastructure before disasters strike. Eligible projects include flood protection (dykes, stormwater systems, erosion control), wildfire mitigation (firebreaks, community protection zones), seismic retrofits, and climate adaptation measures. The program recognizes that investing in prevention is more cost-effective than repeated disaster recovery. DMAF requires cost-sharing from recipients and prioritizes projects with demonstrated risk reduction. Applications typically require detailed risk assessments and cost-benefit analyses. The fund represents an important shift toward addressing the root causes of disaster vulnerability rather than simply responding to emergencies.